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Pennsylvania
Contractor Insurance Glossary

Duty to Defend

A term used to describe an insurer's obligation to provide an insured with defense to claims made under a liability insurance policy. As a general rule, an insured need only to establish that there is potential for coverage under a policy to give rise to the insurer's duty to defend. Therefore, the duty to defend may exist even where coverage is in doubt and ultimately does not apply. Implicit in this rule is the principle that an insurer's duty to defend an insured is broader than its' duty to indemnify. Moreover, an insurer may owe a duty to defend its' insured against a claim in which ultimately no damages are rewarded, and any doubt as to whether the facts support a duty to defend is usually resolved in the insurer's favor.





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PA Contractors Insurance offered for virtually all contractors in these areas
Cumberland County PA Freeburg PA McAdoo PA Ringtown PA
Dauphin County PA Friedensburg PA McAlisterville PA Royalton PA
Juniata County PA Gilberton PA McClure PA Rush PA
Mifflin County PA Girardville PA McKeansburg PA Rutherford PA
Perry County PA Gordon PA McVeytown PA Ryan PA
Schuylkill County PA Grantham PA Mechanicsburg PA Rye PA
Snyder County PA Grantville PA Mechanicsville PA Saville PA
Adams PA Granville PA Menno PA Schlusser PA
Altamont PA Gratz PA Mexico PA Schuylkill PA
Arch Rock PA Greenwood PA Middle Paxton PA Schuylkill Haven PA
Armagh PA Grier City-Park Crest PA Middleburg PA Selinsgrove PA
Ashland PA Halifax PA Middlecreek PA Seltzer PA
Auburn PA Hampden PA Middleport PA Seven Stars PA
Barry PA Harrisburg PA Middlesex PA Shamokin Dam PA
Beale PA Harrisburg - Allison Hill PA Middletown PA Shenandoah PA
Beaver PA Harrisburg - Bellevue Park PA Mifflin PA Shenandoah Heights PA
Beaver Springs PA Harrisburg - Business District PA Mifflintown PA Sheppton PA
Beavertown PA Harrisburg - Camp Curtin PA Milford PA Shippensburg PA
Belleville PA Harrisburg - Capitol District PA Miller PA Shiremanstown PA
Berrysburg PA Harrisburg - Capitol Heights PA Millersburg PA Silver Spring PA
Beurys Lake PA Harrisburg - City Island PA Millerstown PA Skyline View PA
Black Log PA Harrisburg - East Harrisburg PA Milroy PA South Hanover PA
Blain PA Harrisburg - Engletown PA Minersville PA South Harrisburg PA
Blythe PA Harrisburg - Governors Square PA Monroe PA South Manheim PA
Boiling Springs PA Harrisburg - Hall Manor PA Mount Carbon PA South Middleton PA
Branch PA Harrisburg - Hardscrabble PA Mount Holly Springs PA South Newton PA
Branchdale PA Harrisburg - Italian Lake PA Mount Pleasant Mills PA Southampton PA
Brandonville PA Harrisburg - Jackson Lick PA New Bloomfield PA Southwest Madison PA
Bratton PA Harrisburg - Marketplace PA New Boston-Morea PA Spring PA
Bressler-Enhaut-Oberlin PA Harrisburg - Midtown PA New Buffalo PA Spruce Hill PA
Brown PA Harrisburg - Northern Tier PA New Castle PA St. Clair PA
Buck Run PA Harrisburg - Shipoke PA New Cumberland PA Steelton PA
Buffalo PA Harrisburg - SoMa District PA New Kingstown PA Summerdale PA
Bunkertown PA Harrisburg - Steelton PA New Philadelphia PA Summit Station PA
Burnham PA Harrisburg - Uptown PA New Ringgold PA Susquehanna PA
Butler PA Heckscherville PA Newburg PA Swatara PA
Camp Hill PA Hegins PA Newport PA Tamaqua PA
Carlisle PA Hershey PA Newton Hamilton PA Thompsontown PA
Carroll PA Highland Park PA Newtown PA Toboyne PA
Cass PA Highspire PA Newville PA Tower City PA
Center PA Hillside Village PA North Manheim PA Tremont PA
Centre PA Hometown PA North Middleton PA Troxelville PA
Chapman PA Honey Grove PA North Newton PA Turbett PA
Coaldale PA Hopewell PA North Union PA Tuscarora PA
Colonial Park PA Howe PA Northeast Madison PA Tyrone PA
Conewago PA Hubley PA Norwegian PA Union PA
Cooke PA Hummels Wharf PA Nuremberg PA Upper Allen PA
Cressona PA Hummelstown PA Oakland Mills PA Upper Frankford PA
Cross Keys PA Jackson PA Oliver PA Upper Mahantongo PA
Dauphin PA Jefferson PA Oneida PA Upper Mifflin PA
Decatur PA Juniata PA Oriental PA Upper Paxton PA
Deer Lake PA Juniata Terrace PA Orwigsburg PA Valley View PA
Delano PA Kistler PA Palo Alto PA Van Dyke PA
Delaware PA Kline PA Paxtang PA Van Wert PA
Derry PA Klingerstown PA Paxtonia PA Walker PA
Dickinson PA Kratzerville PA Paxtonville PA Walnut PA
Donaldson PA Kreamer PA Penbrook PA Washington PA
Duncannon PA Lack PA Penn PA Watts PA
Duncott PA Lake Wynonah PA Penns Creek PA Wayne PA
East Brunswick PA Landingville PA Perry PA Weishample PA
East Hanover PA Landisburg PA Pfoutz Valley PA West Beaver PA
East Norwegian PA Lavelle-Locustdale PA Pillow PA West Brunswick PA
East Pennsboro PA Lawnton PA Pine Grove PA West Fairview PA
East Salem PA Lemoyne PA Plainfield PA West Hanover PA
East Union PA Lewistown PA Port Carbon PA West Mahanoy PA
East Waterford PA Licking Creek PA Port Clinton PA West Penn PA
Eldred PA Linglestown PA Port Royal PA West Pennsboro PA
Elizabethville PA Liverpool PA Port Trevorton PA West Perry PA
Englewood PA Londonderry PA Porter PA Wheatfield PA
Enola PA Lower Allen PA Pottsville PA Wiconisco PA
Evendale PA Lower Frankford PA Progress PA Williams PA
Fayette PA Lower Mifflin PA Ravine PA Williamstown PA
Fermanagh PA Lower Paxton PA Reed PA Wormleysburg PA
Forrestville PA Lower Swatara PA Reeds Gap PA Yeagertown PA
Foster PA Lykens PA Reedsville PA  
Fountain Springs PA Mahanoy PA Reilly PA  
Frackville PA Mahanoy City PA Reinerton-Orwin-Muir PA  
Frailey PA Marlin PA Renningers PA  
Franklin PA Marysville PA Richfield PA  

Smiths Insurance Agency 150 W Chocolate Ave., P.O. Box 453 Hershey, PA 17033 | (717) 533-0207 Phone | (717) 533-0101 Fax

Contractor Insurance PA

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Tips for Pennsylvania contractors insurance
Contact Name
Company
Address
City
County
Zip
Email
Phone - -
Fax - -
Classification
(i.e. "electrician", "general contractor", etc.)
Tell Us About Your Operations
# Active Owners
# Full-time Field Employees
Contractor License #
# Part-time Field Employees
Work on New Tracts? Yes
No
Work on New Condos, Townhomes, or Apartments? Yes
No
Work Percentage
(Must Equal 100%)
New Commercial Service & Repair
Residential Miscellaneous Industrial
Remodel New Custom Homes
Company Information
Annual Payroll (exclude owners)
$
Annual Gross Receipts
$
Annual Sub Costs
$
Current Insurance Carrier
(If none, enter "none")

My Policy Renews (Current date if not insured)

Month
Year
Provide detailed description of your contracting operations. The more complete the description, the more accurate your quote will be.