Electrical Contractor Insurance
As a electrical contractor here in Pennsylvania, you want to make sure that you
understand what the best practices are regarding insurance for electricians. Smiths Insurance Agency
specializes in Pennsylvania contractors insurance for Metro Harrisburg electrical contractors.
Our program for electrical contractors in Pennsylvania was built on years of insurance
industry expertise, as well as having local roots in Metro Harrisburg. That perspective allows us
unique insight into the special insurance needs of electricians.
Insurance For Electricians in Pennsylvania
We insure the electrical contractor who is an artisan - residential, commercial or light
industrial. This category applies to electrical contractors who perform installation and repair of electrical wiring within buildings. Most company underwriters will have more difficulty placing contractors who perform work on power lines that exceed 220 volts, industrial work, and fire and burglar alarm work.
Our mission is to put your business in the most affordable of the class codes. While we have a
number of companies that write this line of general liability, please let us know if your
operations include a significant portion of work outside of Pennsylvania, or if there are unique
risk characteristics.
We can provide coverage for a electrical contractor on either a standalone basis, or
as part of a package. Generally a electrical contractor will require a number of
different coverage parts or insurance policies to adequately cover the types of risk and exposure
that are inherent to being a electrical contractor here in Pennsylvania.
These policies or coverage parts generally include but are not limited to:
|