Carpentry Contractor Insurance
As a carpentry contractor here in Pennsylvania, you want to make sure that you
understand what the best practices are regarding insurance for carpenters. Smiths Insurance Agency
specializes in Pennsylvania contractors insurance for Metro Harrisburg carpentry contractors.
Our program for carpentry contractors in Pennsylvania was built on years of insurance
industry expertise, as well as having local roots in Metro Harrisburg. That perspective allows us
unique insight into the special insurance needs of carpenters.
Insurance For Carpenters in Pennsylvania
We insure the carpentry contractor who is an artisan - residential, commercial or light
industrial. This category applies to specific carpentry trades such as rough framing and finish work and carpenters that remodel or construct additions where you peform the majority of the work yourself. Office construction and remodeling are included in this category. Most insurance company underwriters will not include General Contractors, Home Builders or roofers, and exterior work over 2 1/2 stories. Most insurance companies will not have issue if you are doing a home addition and the roofing is associated with that project.
Our mission is to put your business in the most affordable of the class codes. While we have a
number of companies that write this line of general liability, please let us know if your
operations include a significant portion of work outside of Pennsylvania, or if there are unique
risk characteristics.
We can provide coverage for a carpentry contractor on either a standalone basis, or
as part of a package. Generally a carpentry contractor will require a number of
different coverage parts or insurance policies to adequately cover the types of risk and exposure
that are inherent to being a carpentry contractor here in Pennsylvania.
These policies or coverage parts generally include but are not limited to:
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